Child Care Cost Calculator

Estimate your monthly child care expenses, compare costs across states, find tax savings, and check subsidy eligibility. Data from Child Care Aware and BLS.

πŸ“Š Data from Child Care Aware of America 2025
🏦 Real state-by-state cost data
πŸ’° IRS tax rules for CDCC & DCAP
πŸ”’ No data collected - 100% private
Average full-time is 40 hours per week
IRS limits qualifying expenses to $3,000/child (max 2 children = $6,000)

Everything You Need to Plan Child Care Costs

50-State Data

Powered by Child Care Aware of America 2025 data and IRS tax rules. All costs based on real state-by-state averages so you get accurate estimates wherever you live.

Tax Savings

Calculate your Child and Dependent Care Credit (Form 2441) and Dependent Care FSA savings. See exactly how much you can save on federal taxes each year.

Subsidy Check

Estimate your CCDF child care subsidy eligibility based on income, state, and family size. Find out if you qualify for assistance programs in your area.

Au Pair Cost

Compare the total cost of hosting an au pair including agency fees, stipend, room & board. See how it stacks up against nanny and daycare costs.

Calculate Au Pair Cost β†’

Daycare vs Stay Home

Should you work or stay home? Compare after-tax income, child care costs, and work expenses to see the real financial picture.

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Nanny Share

Split a nanny with another family. See how much you save with a nanny share arrangement vs solo nanny or daycare.

Calculate Savings β†’

Can I Afford a Baby?

Estimate the full financial impact of having a baby including child care, medical costs, nursery, and monthly budget changes.

Check Now β†’